Kirk Cousins has spent 14 years in the NFL. He’s been to the playoffs three times. He has one postseason win.
And he nevertheless sits near the top of the list of all-time NFL earners.
Depending on the source, Cousins is either second behind Matthew Stafford or third behind Stafford and Tom Brady. Once the latest $20 million is added to the total Cousins pile, he’ll likely become the undisputed No. 2.
And $20 million is a key number. It’s the bookend to the figure that sparked Cousins’s climb.
In 2016, Washington applied the franchise tag to Cousins, at $20 million, after his four-year, fourth-round contract expired. But they offered him a long-term deal with an average annual value of $16 million.
It made the decision a no-brainer for Cousins. Take the $20 million, show up for everything, and focus on having the kind of season that would lay the foundation for a long-term deal.
In 2017, Washington tagged him again, at $24 million. (Some in the organization at the time lobbied for Colt McCoy at $3 million, arguing that Cousins wasn’t eight times better than McCoy.)
As of 2018, Washington wasn’t inclined to give Cousins a 44-percent increase (by rule) for a third tag. He became a free agent and the highest-paid player in NFL history after the Vikings boxed out the Jets.
His initial three-year deal in Minnesota became a six-year stay. When the Vikings insisted on a year-to-year arrangement as of 2024, Cousins opted for the multi-year financial security in Atlanta, which (as he quickly learned) didn’t mean multi-year job security.
Through it all, Cousins kept adding cash to the pile. He got $98.7 million for two years with the Falcons. His new deal with the Raiders puts him north of $330 million.
It’s obviously a temporary title. As the NFL’s money increases, the salary cap will rise and the market at the various positions will, too. Inevitably, Josh Allen and Patrick Mahomes will be No. 1 and No. 2.
For now, though, the biggest claim to fame for Kirk Cousins comes not from his exploits in the postseason, but from trips to the bank made in January and other months of the year.
